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Self funding options

“I founded Access Fertility as I wanted to make it easier for patients to access the treatments they need in order to have a baby, and at the same time we wanted to reduce the financial risk that is sometimes associated with treatment.” Ash Miller, Access Fertility. 

Fertility treatment is one of the few areas of healthcare that is only accessible to the majority of people if they self fund.

Although NHS treatment is available in some areas (see the booth NHS Treatment and Funding)  the level of provision is inconsistent across the country.

After the consultation with the Fertility Consultant you will be given a costed treatment plan.

This can include: pay-as-you-go, so you pay for each test or treatment as it is required, or you can opt for an IVF treatment package.  This excludes the cost of the initial consultation and testing and also the medication but does include all the treatments and procedures, making it easier to budget.

There are also options if you choose to share some of the eggs or sperm that you produce while going through treatment.  By donating some of your eggs or sperm you can reduce the cost of your own treatment.  To do this you need to be under 35 and in good health with indications that you will produce a good number of eggs or good quality sperm.

Bourn Hall provides a number of options for self-funded patients and this includes a partnership with Access Fertility.

Bourn Hall also has a partnership with Access Fertility; this organisation provides packages of treatment that include a refund option if you are not ultimately successful.

Access Fertility provides a number of IVF Refund programmes that give you up to 100% of your treatment fee back if you do not ultimately have a baby.

Patients pay for a package of treatment in advance and this offers the chance to have multiple cycles of IVF treatment for a fixed price at a significant discount compared to the cost of paying for each procedure as you require it.

Managing the cost of IVF treatment

In this video Ash Miller, CEO of Access Fertility, explains how purchasing a package of treatment can help manage the cost of IVF treatment. He says:

“Some of the stress of IVF treatment is not knowing what happens if sadly you are not successful on that first attempt. You may have to wait to get the money together again.

“With our programmes you have a fixed fee plan in place. You pay for a package of treatment at a discounted rate and gain a refund if you are not ultimately successful.

“About 90% of people that apply for one of our refund programmes are eligible for at least one of them, so the acceptance rate is very high.

“We are the market leader and we’re especially proud to work with Bourn Hall who are the largest provider of treatment in the east of England.”

The three main Access Fertility Programmes

Multi-cycle packages

Women aged under 45 having treatment with their own eggs can have two cycles of fresh IVF and unlimited associated frozen embryo transfers for a fixed price.

The benefit of this is that if patients need more than one attempt the price is less than the pay as you go equivalent and patient decision making is less affected by financial pressures.

Money-Back Guarantee packages

Women aged up to 39 having treatment with their own eggs can choose from a number of refund programme options.

Patients can opt for two or three fresh cycles with unlimited associated frozen embryo transfers for a fixed price with a money-back guarantee if they do not have a baby following these treatment cycles.

The fixed price will vary depending on the level of refund patients choose which can be 50%, 70% or 100% of their money back if they are unsuccessful at the end of the programme.

IVF Unlimited

This option is available to women aged under 38 having treatment using their own eggs. It means patients can have as many cycles as they wish in a two year period for a fixed fee and if they don’t have a baby they will receive 100% of their money back.

More information

If you have any questions for Access Fertility about funding IVF treatment and the options that might be suitable for you please visit www.accessfertility.com.

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